RV Financing F.A.Q.

RV Finance & Warranty FAQ

When is the best time to purchase a service contract?

Usually, the best time to purchase a vehicle service contract (VSC) is when you purchase the RV. At the time of purchase, you may include the service contract into your financing for just a few dollars more per month. Plus, the service contract is less expensive the sooner you purchase it.

Will I be double covered while the manufacture warranty is in effect?

No. On a new RV, the manufacture warranty takes precedence. The VSC is discounted to adjust for the manufacture warranty. Although, some coverages will start immediately such as paying for a service call, trip interruption, roadside assistance, and lockout service just to name a few.

Is it a bumper-to-bumper coverage?

No, there is no such thing as a bumper-to-bumper warranty coverage on RVs. All warranties have limitations and exclusions. The warranty covers mechanical breakdown on appliances and components that operate the RV. Routine maintenance, cosmetic damage, and normal wear and tear is never covered under any VSC.

Where do I get warranty work done?

The coverage is nationwide. You should go back to your selling dealership for service when possible. If is not possible to return to the selling dealership, anybody that is qualified can do the work.

Why would I finance if I could pay cash?

There are some tax advantages for financing an RV for most people. Most are able to deduct the sales tax and interest from their taxes. Check with your accountant for the deduction that will benefit you the most.

Do I really need fabric and paint protection?

If you plan to use your RV, it is a good idea. The fabric and paint protection helps keep your investment looking new. Even if it is 100% functional, most of us want an RV that looks like new. You will appreciate your investment when it is time to sell or trade your RV.

Have questions about Financing?

Call or Text: (406)543-1479